Australian Car Insurance

Australian car insurance has three main types of insurance policies. These types are the Compulsory Third Party or Green Slip insurance, the Third Party Property Insurance, and the Comprehensive Car Insurance. The Compulsory Third Party insurance is the law-required insurance policy that every Australian car owner must have. Then the Third Party Property Insurance covers damages on the other people’s vehicle that the insurance holder had inflicted. And finally, Comprehensive Car Insurance has the widest range of coverage among these three types of Australian car insurance.


Australian Car Insurance

Australia being a metropolitan country knows the importance of having a good car insurance policy. In fact, as mentioned earlier, there is a government required Australian car insurance that each Aussie car owner must have. Compulsory Third Party insurance guarantees coverage of people who get hurt when one involves in a car accident. The idea here insinuates that as a car owner you have the liability and responsibility to compensate persons impaired by your vehicle. This insurance plan does not cover damage to your vehicle and the other car involved in the accident.

Australians are encouraged to not just opt for the compulsory car insurance but go beyond that. Getting a comprehensive car insurance policy which covers more benefits and features is a better choice. Imagine you only have a third party policy, and have an at fault crash, the shocking news here is that if your car is a write-off, it’s gone! Comprehensive car insurance covers you against everything up to $20 million in damages.


Australian Car Insurance

Australian Car Insurance

There are several Australian car insurance companies that sell comprehensive car insurance. These include Gio General Limited – auto insurance, Car Insurance Australia, Just Car Insurance Australia, AAMI Insurance Australia, Shannons Australia, TCIS Insurance Broker Australia and Budget Direct Car Insurance Agency Australia. These companies have varying promotional perks and incentives over their plan to attract vehicles owner to use their insurance plan. For example, Budget Direct offers a 10% discount if you take a quote online! It is always a good idea to get several quotes from these companies and compare their car insurance packages.

It is important to get a coverage that is compatible to your needs and budget. Comparing these several car insurance packages could also give you surprising discounts too. There are companies that have online sites which one could peruse their car insurance offerings.

Some insurance companies also allow you to be selective on some of the features you could put onto your policy. These selections are mostly optional that you could add-on to your plan. A comprehensive car insurance policy has the most flexible options compared to the two other types of insurance.

At the end of the day, once you have taken quotes from some of the biggest and best coverage insurance companies – you can do most of these quotes online – then you need to choose the one you feel best suits your needs, as the Australian car insurance industry is very well regulated, so you are generally assured a good product.


Australian Car Insurance

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Disclaimer: This insurance is arranged by A&G Insurance Services Pty Ltd (trading as Budget Direct) (ABN 61 003 617 909, AFSL 241 411) on behalf of the insurer, Auto & General Insurance Company Limited (ABN 42 111 5 86 353). Because we don’t know your financial needs, we can’t advise if this insurance will suit you. You should consider your needs and read the PDS before making a decision to buy insurance. To view or download a copy of our FSG and PDS click here. Car insurance not available in NT. If you purchase an insurance policy from Budget Direct, the owner or operator of the website upon which this advertisement was placed will be paid a fee for referring you to Budget Direct of $18.00 to $62.50 per policy, excluding GST and government charges. This advertisement is placed by A&G Insurance Services Pty Ltd.